The City of Tulsa's TotalCare ambulance program in theory covers all emergency ambulance service requiring no out of pocket costs by you. If you live in the City of Tulsa and do not opt out a mere $3.64 is added to your monthly water bill.
With the exception of Councilor Bill Christiansen who voted against TotalCare, I want to thank the Tulsa City Council of 2007 for creating a system, where by Tulsa's citizens must opt-out of instead of into TotalCare. It is a great way of creating the illusion of choice whilst at the same time ensnaring the unobservant masses into a government sanctioned insurance plan. Your council, in all of its infinite wisdom, was way ahead of the curve. Who would have guessed that a mere 3 years later Obama and the Democrat Congress would be following in their footsteps. If there is one thing I've learned from the 2007 City Council, Mayor Kathy Taylor, and from Harry Reid, Nancy Pelosi and President Obama is that it is the government's duty to make sure we all have health coverage (whether we want it or not), and that a single government approved insurance plan really is best. God Bless you guys!
If you hate your fellow Tulsan who is counting on your participation in TotalCare, and so choose to opt-out of TotalCare, you may do so by calling (918) 596-9511 by the end of June. If you love Tulsa and want to pay your fair share and choose not to opt-out, then you agree to the following:
I acknowledge that my insurance provider and/or I am responsible for payment of ambulance services provided to me by EMSA. I acknowledge that it is my responsibility to provide EMSA, within 60 days of the date of service, with any valid insurance and third-party payer information pertaining to me or anyone living in my household who receives EMSA services and that failure to do so nullifies this agreement. In addition, I agree to furnish any information requested by my insurance company in order to facilitate payment of ambulance claims for me or anyone living in my household. In consideration for payment of the membership fee, I hereby assign to EMSA all ambulance benefits that any covered family member or I may otherwise be entitled to receive from any insurance or other third-party payer for services provided under my TotalCare membership. EMSA will accept this assignment as payment in full for emergency transports, and for non-emergency transports if insurance or other third-party payer coverage provides benefits for the transport. I understand that EMSA will file my ambulance insurance claims for each covered person and is entitled to receive payment from all insurance or other third-party payers up to the amount of EMSA’s usual charges. If no insurance or other third-party payer benefits are available or if the insurance company or other third-party payer denies payment for non-emergency service, I understand that I will remain responsible for payment of EMSA’s reduced fee for TotalCare members (40% off EMSA’s standard non-emergency rate). Any insurance or other third-party payment I receive related to EMSA’s services provided under my TotalCare membership must immediately be delivered to EMSA, if there is an outstanding balance on my account. Violation of the terms of this agreement will result in termination of this agreement, and the patient (or responsible party) will be billed for all charges related to services provided.